Far too many get caught up in the excitement of going into business for themselves that they miss some critical steps that can make or break a business.
How the pandemic is affecting heavy vehicle insurance claims
If you happen to have been one of the unfortunates who have had to make a claim on their commercial truck insurance policy in the last couple of years, it is more than likely you would have suffered from a certain degree of heightened anxiety after you had received the verdict from your insurer’s claims manager or their loss adjuster (assessor).
How market forces dictate rise and fall of insurance
All industries experience cycles of expansion and contraction, insurance is no different. Although no two cycles are exactly the same, insurance industry cycles typically last between three to 10 years and are known as a hard market and a soft market.
Professionalising the transport industry
You ask what being a professional has got to do with insurance? In one word, everything.
What has cyber insurance got to do with transport?
Everything, is the answer to that question and if you think you don’t need it, think again. It can be as simple as stealing money from your credit/debit card or even a fuel card.
Will installing safety tech reduce your premiums?
We are always being asked by our clients whether it would be beneficial to their business and will it reduce their insurance premiums if they install a dashcam, in-cabin cameras and or a facial recognition camera in their vehicles.
Why do I have to use an Insurance Broker?
You don’t have to, it’s up to you. But, before you go it alone, it would be a good idea to take some notes of the following and read everything, then read it again, then read it again until you understand it.
What are uninsured losses and what do they cost?
A great question and it will come with an answer that every operator should consider very carefully. Uninsured losses are many are varied and with every business, the loss circumstances are different.
Marine transit insurance is not just essential for boats
Insurance is said to have been around since the Romans and Greeks in the form of what was called a “Mutuum Loan”. It is believed that the Roman and Greek villagers used to pool their money (or goods) to enable them to pay for burials of their deceased family members, among other things which included the goods they traded by sea.
Working together to tackle issues that really matter
Insurance is too expensive – what a load of rubbish! Insurance is no more expensive these days than it was back in the early 1990s. Back in the 90s yours truly had his own truck insured for $100,000, five years claims free doing general freight and furniture and was paying around $8500 for the insurances on it.