A hardening insurance market

All industries experience cycles of expansion and contraction, and this is particularly true of the insurance industry. Although no two cycles are exactly the same, insurance industry cycles typically last between three to ten years and incorporate phases marked by an expansion (hard market) and a contraction (soft market) of insurance availability. Read More

How to save money on insurance

First and foremost, if you are serious about saving money, find a broker that specialises in transport insurance and one that makes an effort to get to know you and your business well.  Read More

Before you say ‘it wasn’t my fault’

I would love a dollar for every time we hear these old excuses: ‘I told them the brakes were dodgy’ or ‘they tried to beat me and cut in front of me when their lane was ending’ or ‘they tried to bag me up on the inside on a roundabout’. Read More

How the pandemic is affecting heavy vehicle insurance claims

If you happen to have been one of the unfortunates who have had to make a claim on their commercial truck insurance policy in the last couple of years, it is more than likely you would have suffered from a certain degree of heightened anxiety after you had received the verdict from your insurer’s claims manager or their loss adjuster (assessor). Read More